THE CARD MACHINE QUEEN
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Free Guide for UK Business Owners

YOUR CARD MACHINE
IS PROBABLY
COSTING YOU MORE
THAN YOU THINK.

Most small businesses don't read their merchant statements. That's exactly what the providers are counting on. Watch the video below, then grab the free guide that shows you what to look for.

Show Me What I'm Missing →

THE LOWEST RATE
ISN'T THE CHEAPEST DEAL.

Card machine providers know you'll compare the headline transaction rate. So they keep that low — and hide the rest. Monthly fees, minimum usage charges, PCI compliance fees, terminal rental, chargeback handling. It all adds up. And most businesses only find out when they finally sit down and read the small print.

💸

HIDDEN MONTHLY FEES

Charges that never appeared in the sales pitch. Admin fees, minimum monthly service charges, statement fees.

📋

AUTO-RENEWING CONTRACTS

Miss the renewal window by a week and you're locked in for another year — often on rates that have crept up.

🔍

UNREADABLE STATEMENTS

Designed to confuse, not inform. Most business owners can't tell what they're paying for — or why.

⏱️

SLOW SETTLEMENT TIMES

Some providers hold your money for 2–3 days as standard. For cash-flow-sensitive businesses, that's a real problem.

Zoe from The Card Machine Queen
The Card Machine Queen
ZOE

WE'VE SEEN INSIDE THOUSANDS OF MERCHANT STATEMENTS.

The Card Machine Queen exists for one reason: to help small and medium businesses stop overpaying for card payments. We don't sell you a machine. We find you the right one — based on your actual volumes, your business type, and what the market genuinely offers right now.

Consultative, not commission-led — we tell you what's right, not what pays us most
Whole of market access — not tied to one provider, so you get genuine comparison
Switching made simple — we manage the process so you don't have to
Based in the UK — we know how hospitality, retail, and sole trader payments actually work here
Free Download

THE 7 THINGS TO CHECK ON YOUR MERCHANT STATEMENT BEFORE YOU SIGN ANYTHING

A plain-English checklist that shows you exactly what to look for — and the questions to ask before you renew or switch.

  • Hidden charges — what providers leave out of the headline rate
  • Auto-renewal clauses — how to spot them before they lock you in
  • Blended vs interchange rates — which one actually costs you more
  • Settlement speed — the question every business should be asking
  • Your true monthly cost — how to calculate it in under 5 minutes
  • PCI compliance fees — what they are and whether you should be paying them
  • The renewal window — the exact dates you need to know before you sign anything

🔒 No spam, ever. Your details stay with us and are never shared.

REAL RESULTS,
REAL BUSINESSES.

★★★★★

"I thought I was on a decent deal. Turns out I was paying £180 a month more than I needed to be. The statement review was eye-opening."

D
Dave T.
Pub owner, Manchester
★★★★★

"Switching sounded like a nightmare but it really wasn't. Sorted within a week, no downtime, no stress. Should have done it months ago."

R
Rachel M.
Hair salon, Leeds
★★★★★

"Didn't realise I was auto-renewing until Zoe pointed it out. Got out of the contract and cut my monthly bill almost in half."

M
Marcus W.
Street food trader, Birmingham
THE CARD MACHINE QUEEN

YOUR GUIDE
IS ON ITS WAY.

Check your inbox — The 7 Things to Check on Your Merchant Statement will be with you shortly. While you're here, there's one more thing that could save you even more…

Free — No Obligation

WANT US TO CHECK YOUR ACTUAL STATEMENT FOR YOU?

Send us your latest merchant statement and we'll tell you exactly what you're paying, where the waste is, and what a better deal looks like. No sales pressure. Just straight answers.

  • 15 minutes — that's all it takes
  • Line-by-line statement review — we do the reading for you
  • Clear, honest comparison — no jargon, no spin
  • Completely free — no commitment to switch

We'll call you back — usually within one business day.

or reach us directly

hello@cardmachinequeen.co.uk · 07444 458 367

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